Financing Department

Affordable Financing Solutions for Every Buyer

Buying a new or pre-owned vehicle is a major financial decision, but at Capital Honda, we make it simple, transparent, and stress-free. Whether you’re looking to finance a brand-new Honda CR-V, a certified pre-owned Civic, or a budget-friendly used vehicle, our financing specialists work with trusted lenders across Prince Edward Island and Canada to secure the best possible rates and terms. We take the time to understand your budget, credit history, and long-term goals, ensuring you receive a financing plan tailored specifically for you.

Competitive Loan Rates for New and Pre-Owned Vehicles

One of the biggest advantages of financing with Capital Honda is access to low-interest rates and flexible repayment terms. Our partnerships with banks, credit unions, and automotive lenders allow us to offer financing solutions that fit your budget, whether you prefer a short-term loan for faster payoff or a longer-term loan with lower monthly payments. Even if you’re looking to finance a Honda Certified Pre-Owned vehicle, we offer special financing rates that provide the same affordability as buying new.

Personalized Financing Plans to Fit Your Budget

We know that every customer’s financial situation is different, which is why our financing experts offer customized payment plans designed around your income, lifestyle, and credit profile. Whether you’re a first-time car buyer, upgrading to a larger SUV, or looking for a cost-effective commuter vehicle, we make sure your payments are affordable and manageable. Our goal is to help you get behind the wheel of your dream Honda without unnecessary financial strain.

Understanding Short-Term vs. Long-Term Financing

Choosing between a short-term or long-term loan depends on your financial priorities. A shorter loan term (24-48 months) means higher monthly payments but allows you to pay off your vehicle faster and save on interest. A longer loan term (60-84 months) provides lower monthly payments, making it easier to manage your budget while still driving the Honda you love. Our finance team will help you compare your options and choose the right balance between affordability and financial efficiency.

Financing Options for Pre-Owned Honda Models

If you’re considering a used or certified pre-owned Honda, financing is still a great option. Many of our pre-owned models qualify for low-interest financing rates, and we work with lenders that specialize in used car financing. Whether you’re financing a reliable Honda Civic, a fuel-efficient Accord Hybrid, or a family-friendly Honda Pilot, we ensure you get the best possible terms.

Second-Chance Financing – Rebuild Your Credit While Driving a Reliable Vehicle

We understand that not everyone has perfect credit, and that’s okay. If you’ve faced financial setbacks, missed payments, or bankruptcy, our second-chance financing program is designed to help you get back on the road while rebuilding your credit score. Our lenders specialize in working with all credit situations, and we’ll create a financing plan that gives you a fresh start while ensuring your monthly payments remain affordable.

Apply for Financing Online – Get Pre-Approved in Minutes

Getting pre-approved for financing is quick and hassle-free with our online application tool. Simply fill out a few details, and our finance team will review your information to find the best loan options available to you. Whether you apply online or visit us in person, our team is here to guide you through the process, answering any questions and ensuring a smooth, stress-free experience.

Drive Your New Honda with Confidence

Financing a vehicle should be easy, affordable, and tailored to your needs. At Capital Honda, we take pride in helping customers find the right financing solution, regardless of credit history or budget. Visit our dealership or apply for financing online today and take the first step toward driving your next Honda with confidence.